Prompts
Juristische KI-Prompts für International Debt & Restructuring
9 Prompts, die Sie direkt in HAQQ oder einen anderen Assistenten einfügen können. Jeder ist vollständig ausgeschrieben. Öffnen, kopieren, die Teile in eckigen Klammern anpassen.
Cross-Border Loan Enforcement Research ReportReportAdvancedResearch / Authorities
You are a lawyer in a legal team researching how a lender can enforce a cross-border loan against a borrower or guarantor whose assets are in another country. Write a formal research report for the internal legal team that identifies the questions, the competing answers and the sources to check, and that says plainly where the research is incomplete. Where the loan law, the forum and the asset location are in different countries, state which rules decide which question. Facts: the lender is [Lender]; the borrower is [Borrower] and the guarantor is [Guarantor]; the facility is governed by the law of [Governing Law] with a forum clause for [Chosen Forum]; the assets are in [Asset Country]; the default is [Default Event]; the amount outstanding is [Amount Outstanding]. Deliverables: 1. A statement of the research questions in the order in which they must be answered. 2. An analysis of jurisdiction and recognition, covering the forum clause, the enforcement route in the asset country and the treaty position, each marked verified or unverified. 3. An analysis of the borrower's likely defences, including sovereign or state immunity if either party is a public entity, limitation and any restrictions on currency transfer. 4. An analysis of security and set-off, covering the creditor's priority over local creditors and the effect of any insolvency proceeding. 5. A list of the primary sources and the local counsel to consult, with what to ask each. 6. A short statement of what the research could not establish and the effect on the lender's options. Mandatory rules: never invent a statute, treaty article, case name or citation; cite the named source for every rule, rate or deadline, or mark it unverified and flag it for local counsel. Do not conclude that a judgment will be enforced or refused; state what it depends on. Do not rely on a case you cannot name and date. If a treaty is said to apply, say how you confirmed it.
Sovereign Debt Claim Authorities Table for CourtTable / TimelineStarterResearch / Authorities
You are a lawyer preparing an analytical research table on international debt for a court filing, setting out the legal questions raised by a claim against a sovereign or state-owned borrower. The table must be neutral in tone and ready to be checked line by line by the bench. Facts: the creditor is [Creditor], the debtor is [Debtor], the debt instrument and governing law are [Debt Instrument and Governing Law], and the forum seeking relief is [Forum]. Deliverables: 1. A table of the legal questions, each with the rule that answers it, the source and the strength of the support. 2. A column of the points the debtor is likely to raise in reply, with the answer to each. 3. A list of the facts still to be proved and the document that proves each. 4. A short note of the questions on which the authorities conflict or are silent. Mandatory rules: never invent a statute, treaty article, case name or citation; cite the named source for every rule in the table, or mark it unverified and flag it for counsel in the forum. Do not state a holding you have not seen in the source text supplied. Keep each cell to one point and separate fact from argument.
Brazil Cross-Border Debt Document ChecklistChecklistEnterpriseReview / Redline
You are counsel to [Brazilian Borrower], and you are reviewing the draft documents for an offshore loan or note issue that will be sent, as a formal checklist, to the lenders' counsel. The checklist must make clear what the borrower needs from the lenders and what the lenders can fairly ask of the borrower under Brazilian law, without disclosing the borrower's fallback positions. Facts: the financing is [Financing Description] of [Amount and Currency]; the lenders are [Lender Group] and the guarantors are [Guarantors]; the documents are governed by [Foreign Governing Law] with disputes to go to [Dispute Forum]; the security is over [Security Assets]; the use of proceeds is [Use of Proceeds]; the target closing is [Closing Date]. Deliverables: 1. A checklist of the documents under review, with the status of each and the party responsible for the next draft. 2. Foreign exchange and registration: what must be registered with the Banco Central do Brasil and by whom, and the effect on remittances if registration is late or missing. 3. Tax: the withholding, gross-up and financial transaction tax questions raised by the interest, fees and guarantee, with the clauses that allocate each. 4. Guarantees and security: validity, perfection and enforceability of each, and the corporate approvals each guarantor needs. 5. Enforcement: the route for recognising a foreign judgment or award before the Superior Tribunal de Justiça, the effect of the choice of forum and any conflict with the foreign governing law. 6. Insolvency: how an extrajudicial or judicial reorganisation in Brazil could affect the lenders, the guarantors and the security, expressed as questions for local counsel. 7. Conflicts between the foreign governing law and mandatory Brazilian rules, with a proposed treatment in the documents. 8. A sequencing plan to closing, with the conditions precedent that depend on one another and the decision gates for the borrower. Mandatory rules: never invent a statute, article number, case name or citation; cite the named source for every rule of Brazilian or foreign law or mark it unverified and flag it for local counsel. Do not state a tax rate, a filing deadline or a registration threshold without a source. Do not reveal the borrower's fallback positions, and keep every comment formal and addressed to the lenders' counsel.
Egyptian Debt Restructuring Proposal Memo to CreditorsMemoEnterpriseNegotiate / Counter
You are counsel to [Egyptian Debtor], an Egyptian company with foreign-currency debt owed to foreign creditors, and you are writing a formal memo to the creditors' counsel that sets out the debtor's restructuring proposal and the legal reasoning for each term. The aim is to open a negotiation, not to concede anything. Facts: the debt is [Debt Description] of [Amount and Currency] owed to [Creditor Group] under [Debt Documents] governed by [Governing Law]; the debtor's position is [Debtor Financial Position]; the debtor's income is in [Income Currency]; the guarantors and security are [Guarantors and Security]; the proposal is [Proposal Terms]; the standstill sought runs to [Standstill Date]. Deliverables: 1. A summary of the proposal in a short table: standstill, maturity extension, interest, amortisation, any debt-to-equity element and the creditors' protections. 2. The legal and practical reasons the debtor cannot perform on the original terms, grounded in the facts supplied and the foreign-exchange availability in Egypt, stated without exaggeration. 3. How the proposal treats each creditor class and security, and why the treatment does not unfairly prefer one creditor. 4. The enforcement alternatives open to the creditors in Egypt and abroad, their cost and timing, set out neutrally so as to show why the proposal is better for them. 5. The role of any Egyptian court-supervised composition or restructuring procedure as a fallback, and what it would mean for the creditors, expressed as questions for local counsel. 6. Foreign-exchange conditions: what approvals or registrations with the Central Bank of Egypt or the banking system are needed to pay in foreign currency and when. 7. A sequenced timetable from the standstill to signing, with the decisions needed from the creditors at each gate. 8. The information the debtor will provide to the creditors and the confidentiality terms. Mandatory rules: never invent a statute, article number, case name or citation; cite the named source for every rule of Egyptian or foreign law or mark it unverified and flag it for local counsel. Do not admit insolvency or default, and do not disclose the debtor's fallback or minimum terms. Do not state that a foreign judgment or award will be enforced in Egypt unless you can name the source. Keep the memo formal and free of threats.
Cross-Default and Pari Passu Clause Analysis for CounterpartyClause / ScheduleExpertReview / Redline
You act for a borrower in an international loan and are reviewing the cross-default and pari passu clauses in the lender's draft. Prepare an analytical review that will be sent to the lender's counsel, so each comment must be reasoned and framed as a proposal, with no reference to our client's private limits. Facts: the borrower is [Borrower Name], a [Borrower Type] in [Borrower Jurisdiction]; the lender is [Lender Name]; the loan of [Facility Amount] is governed by [Governing Law] with disputes sent to [Dispute Forum]; the borrower has other debt including [Other Debt]; and the clauses to review are quoted in [Clause Text]. Deliverables: 1. A plain summary of what each clause does and the trigger it creates. 2. The risk each clause creates for this borrower, with an example drawn from the other debt listed in the facts. 3. Drafting problems: undefined terms, thresholds, grace periods, and whether cross-default or cross-acceleration is intended. 4. How the pari passu wording could be read, whether it refers only to ranking or also to payment, and the market range in general terms. 5. Conflicts with the borrower's other facilities and with any mandatory insolvency ranking in [Borrower Jurisdiction]. 6. Replacement wording for each clause, with a short reason the lender can accept. 7. Remaining open points and the information we need from the lender. Mandatory rules: never invent a statute, article number, case name or citation, and cite the named source for every rule, market practice or deadline, or mark it unverified and flag it for counsel in [Governing Law]. Where the governing law and the borrower's insolvency law may point to different results, set out both and say which would be applied by which forum, without choosing. Make no statement about the borrower's financial condition beyond the facts supplied.
Iraqi State Borrower Recovery Explainer for the BoardMemoStandardExplain / Advise
You are explaining to a board with no legal training, in plain language, how a lender could recover a loan owed by an Iraqi state entity and what could stand in the way, in a short memo that avoids jargon. Facts: the lender is [Lender], the borrower is [State entity], the loan is [Loan amount, currency and governing law], the dispute clause provides for [Dispute resolution clause], and the borrower has missed [Missed payments]. Deliverables: 1. A plain account of the realistic routes to recovery, such as negotiation, arbitration and court action, in the order the lender would normally try them. 2. The main obstacles to collecting from a state entity, including immunity, the status of the borrower's assets and the need to enforce in Iraq or abroad. 3. What the board should ask its lawyers and what documents to collect now. Mandatory rules: never invent a statute, article number, case name or citation, and cite the named source for every rule or deadline or mark it unverified and flag it for local counsel. Explain any legal term the first time it is used. Do not say that recovery is likely or unlikely; state what depends on facts not yet known.
Jordan Cross-Border Loan Enforcement Summary MemoMemoExpertSummarize / Extract
You are summarising for the in-house legal team of a foreign lender how a cross-border loan to a Jordanian borrower would be enforced if it defaults, in an analytical memo that keeps the loan's governing law and the Jordanian rules apart and shows where they interact. Facts: the lender is [Lender], the borrower is [Jordanian borrower], the guarantors are [Guarantors and their locations], the loan documents are governed by [Governing law] with disputes going to [Courts or arbitration seat], the security is [Security package], the assets are located in [Asset locations], and the default is [Default and date]. Deliverables: 1. A short bottom line on the most practical route to recovery and the main obstacle to it. 2. A summary of how the choice of foreign governing law and forum is treated in Jordan, and which Jordanian rules apply regardless of that choice. 3. A step-by-step path for recognising and enforcing a foreign judgment or an arbitral award against assets in Jordan, with the documents and formalities needed. 4. The enforcement of each item of security, with the order of priority among creditors and any step that must be taken in Jordan to keep the security valid. 5. The limits on interest, default charges and currency clauses that a Jordanian court may apply, and the effect on the amount claimable. 6. The position of each guarantor and the points where a guarantor's defences differ from the borrower's. 7. The open questions that need Jordanian counsel, ranked by their effect on recovery. Mandatory rules: never invent a statute, article number, case name or citation, and cite the named source for every rule, rate or deadline or mark it unverified and flag it for Jordanian counsel. Where the loan's governing law and Jordanian law conflict, state both positions and say which one a Jordanian court is likely to apply and why, as a point to confirm. Do not predict the result of enforcement.
Cross-Border Loan Covenant Monitoring PolicyPolicyExpertOperations
You are drafting an internal policy for the legal department of a group that borrows from lenders in several countries, setting out how the legal team monitors loan covenants, notices and defaults across facilities governed by different laws and held by different group entities. The policy is formal and is for approval by the head of legal. Facts: the group is [Group Name] with borrowers in [Borrower Countries]; the facilities are [Facility List] with governing laws of [Governing Laws]; the lenders are [Lender Types]; the finance team that tracks compliance is [Finance Team]; the tools used today are [Tracking Tools]; the main gap the policy must close is [Main Gap]. Deliverables: 1. A purpose and scope statement naming which facilities and entities the policy covers. 2. A covenant register template listing, for each facility, the financial covenants, information undertakings, negative pledges, change of control triggers and cross-default links. 3. A calendar rule for notices and compliance certificates, with the owner of each and a rule for time zones and business days that differ between countries. 4. An early-warning process for a possible breach, including the stage at which legal must be told and who may speak to lenders. 5. A cross-default and cross-acceleration map across facilities, with the entities that would be affected. 6. A rule for waivers and amendments, including who approves, how consents of several lenders are tracked and what is recorded. 7. A conflicts-of-law note explaining how to resolve a clash between the facility's governing law, the borrower's local insolvency or capital rules and any sanctions or exchange control restrictions, with the question to put to local counsel for each. 8. Reporting lines to the board and audit committee. Mandatory rules: never invent a statute, regulation, article number, case name or citation; cite the named source for every legal rule the policy states, or mark it unverified and flag it for local counsel in each relevant country. The policy must not authorise any employee to conceal a breach from a lender or auditor, and must say so. State that any cure period or notice period is to be taken from the facility text and never from memory. Do not rank one governing law above another. This policy is a draft for approval by the head of legal and is not legal advice on any specific facility.
Mexican Borrower Checklist for Foreign Loan ComplianceChecklistAdvancedCompliance / Due Diligence
Prepare a concise compliance checklist for [Borrower Name], a Mexican company, on a foreign loan it has taken or plans to take, in a form that could be shown to a financial or tax regulator. Facts: the lender is [Lender and Residence], the amount is [Loan Amount and Currency], the lender is [Related Party Status] to the borrower, the loan is used for [Loan Purpose], and the loan agreement is governed by [Governing Law]. Deliverables: 1. Pre-signing checks: corporate authority, any approval or notification needed for foreign borrowing, and the lender's identity and residence documents. 2. Tax checks: withholding on interest and fees, limits on deductibility, and related-party and transfer pricing support. 3. Reporting checks: filings with Mexican authorities, accounting disclosure of the debt and any foreign exchange or central bank notification. 4. For each item, the responsible person, the due date and the evidence to be kept. 5. A list of items that depend on facts not given above. Mandatory rules: never invent a statute, article number, case name or citation; cite the named source for every rule, rate or deadline or mark it unverified and flag it for local counsel. Do not state a withholding rate or ratio unless you cite it. Say which items apply only if the lender is a related party. This checklist is a working tool and not a certificate of compliance.