Prompts
Prompts de IA jurídica para GCC-wide
12 prompts you can paste straight into HAQQ or any other assistant. Every one is written out in full - open it, copy it, change the bracketed parts.
GCC Employment Termination: Notice, End-of-Service and Local EnforceabilityMemoExpertEmployment
Act as employment counsel advising [EMPLOYER] on terminating [EMPLOYEE ROLE] in [JURISDICTION: e.g. UAE mainland, DIFC, ADGM, Saudi Arabia, Qatar, Bahrain, Kuwait or Oman]. Facts: [CONTRACT TYPE, START DATE, SALARY STRUCTURE, REASON FOR TERMINATION, WARNINGS ON FILE, VISA OR SPONSORSHIP STATUS]. Ground every entitlement in the article of the applicable labour law or free-zone employment regulation and cite it; where you cannot cite it, say so and mark it for local-counsel confirmation rather than estimating a figure or a period. Return: (1) Termination Route — the legal grounds available in [JURISDICTION], and which of them these facts actually support, with the article for each; (2) Notice — the notice required by the statute and by the contract, which one governs, and how payment in lieu is treated; (3) End-of-Service Entitlements — the components to calculate (end-of-service gratuity or its local equivalent, accrued untaken leave, repatriation, and any pension or savings-scheme contribution that applies), each with its formula inputs and its article; (4) Enforceability Reality Check — which contractual terms are actually enforced locally and on what basis (non-compete scope and duration, garden leave, clawback, notice longer than the statutory minimum, waiver of statutory rights, settlement releases); (5) Immigration and Sponsorship Steps — work permit and visa cancellation, grace period, dependants and exit formalities to confirm; (6) Process and Evidence — the warnings, records, investigation steps and documents to have on file before the termination letter is issued; (7) Claim Exposure — how the employee would frame a claim, the forum that hears it, the limitation period to confirm, and the practical timeline; (8) Action Plan and Open Questions — sequenced steps with owners, and the questions for local counsel. This is a drafting aid for a qualified local practitioner, not legal advice.
GCC Cross-Border Dispute Resolution Clause Audit: Seat, Venue and EnforceabilityReportEnterpriseArbitration
Act as arbitration counsel auditing the dispute-resolution provisions of [AGREEMENT] in a cross-border transaction between [PARTY A, jurisdiction] and [PARTY B, jurisdiction], performed in [COUNTRY], with the counterparty's assets likely located in [ENFORCEMENT JURISDICTIONS]. Scope: the clauses pasted below only. Cite the rule, article or institutional provision behind each conclusion; where you cannot cite it, mark it To Be Confirmed rather than asserting it. Return: (1) Clause Anatomy — what the clause actually provides: governing law of the contract, legal seat, hearing venue, institution and rules, number and method of appointment of arbitrators, language of the proceedings, and any tiered pre-conditions such as negotiation or mediation; (2) Seat versus Venue Diagnosis — whether the drafting confuses the legal seat with the hearing venue, which curial law that leaves supervising the arbitration, which courts would hear a challenge, and the exact replacement wording; (3) Language of Proceedings — whether it is specified, what applies by default if it is not, and the practical consequence where evidence exists in both Arabic and English (translation cost, bilingual tribunal, the evidentiary record); (4) Pathology Check — asymmetric or optional clauses, floating or unspecified seat, a named institution paired with another body's rules, an institution that no longer exists under that name, unworkable time limits, and conflicts with the jurisdiction or governing-law clauses elsewhere in the agreement; (5) Enforcement Path — for each of [ENFORCEMENT JURISDICTIONS], the recognition route and the formalities to confirm, including whether the local court requires an Arabic translation of the award and of the arbitration agreement; (6) Arbitrability and Authority — subject matter that may not be arbitrable locally, and local requirements on who has authority to bind a company to arbitration, flagged for confirmation; (7) Redraft — a clean replacement clause, with an Arabic counterpart if the agreement is bilingual; (8) Residual Risks and Local Counsel Questions. Clauses: [PASTE].
Murabaha Facility AgreementAgreementEnterpriseIslamic Finance & Sharia
Act as Islamic finance counsel drafting a murabaha facility under which [FINANCIER] buys [ASSET] and on-sells it to [CUSTOMER] at a disclosed cost-plus price, performed in [COUNTRY] under governing law [GOVERNING LAW]. Commercial terms: [COST, PROFIT AMOUNT OR RATE, TENOR, INSTALMENT SCHEDULE, SECURITY]. Keep the financier's ownership and risk window intact between purchase and resale — that sequence is what separates a murabaha from an interest-bearing loan, so do not collapse it into a single step. Do not state a Sharia standard or a local-law rule you cannot attribute to a named source; mark it To Be Confirmed and refer it to the Sharia Supervisory Board or local counsel. Return: (1) Transaction Steps — the ordered sequence from purchase order to title transfer, with the document evidencing each step and the party that signs it; (2) Facility Agreement — full text covering cost, profit, aggregate sale price, payment schedule and delivery; (3) Ownership and Risk Window — how title and risk of loss pass, how long the financier holds them, and what happens if the asset perishes before on-sale; (4) Late Payment Treatment — a charge structured so it is not a penalty on money, any charity-donation mechanism, and whether the courts of [COUNTRY] are likely to enforce it; (5) Sharia Risk Register — features that commonly attract objection (appointing the customer as purchasing agent, a binding promise to purchase, commodity legs with no real asset, profit repricing), each with the drafting fix; (6) Security Package — mortgage, pledge, assignment or guarantee available in [COUNTRY], with the registration step and its timing; (7) Document Checklist — purchase order, agency appointment, offer and acceptance notices, delivery receipt, any cheque or promissory note, and regulatory notifications; (8) Board and Counsel Questions — the short list for the Sharia Supervisory Board and for local counsel before execution. This is a drafting aid for a qualified practitioner, not legal or Sharia advice.
Ijara Lease and Lease-to-Own AgreementAgreementExpertIslamic Finance & Sharia
Act as Islamic finance counsel drafting an ijara over [ASSET] between [LESSOR] and [LESSEE] in [COUNTRY] under governing law [GOVERNING LAW], structured as [an operating lease / ijara muntahia bittamleek ending in transfer of ownership]. Terms: [RENTAL AMOUNT AND FREQUENCY, TERM, ASSET VALUE, PURCHASE OR GIFT UNDERTAKING, INSURANCE ARRANGEMENT]. The lessor keeps ownership and the obligations that come with it for the whole term — do not draft it as a finance lease that leaves the lessee carrying every risk of an owner. Do not state a Sharia standard or a local-law rule you cannot attribute to a named source; mark it To Be Confirmed. Return: (1) Lease Agreement — full text with the asset description, delivery and acceptance, rental schedule, permitted use and return condition; (2) Ownership Obligations Split — which costs sit with the lessor as owner (structural maintenance, ownership taxes, insuring the asset) and which sit with the lessee as user (operating maintenance, consumables, usage charges), each drafted expressly; (3) Rental Variation — how a floating rental is set for each period so the amount is known before the period starts, rather than left uncertain; (4) Total Loss and Interruption — what happens to rent when the asset cannot be used, and how insurance or takaful proceeds are applied; (5) Transfer Mechanism — if ownership is to pass at the end, the separate undertaking (sale at a nominal or residual price, or gift) kept outside the lease itself, and why that separation matters; (6) Sharia Risk Register — clauses that commonly attract objection (rent accruing before delivery, penalty rent, lessee bearing total-loss risk, combining sale and lease in one instrument), each with the fix; (7) Local Form and Registration — signature, stamp, notarisation, lease registration or asset-registry filing to confirm in [COUNTRY], and the consequence of not filing; (8) Open Questions — for the Sharia Supervisory Board and for local counsel. This is a drafting aid for a qualified practitioner, not legal or Sharia advice.
Sukuk Structure and AAOIFI Compliance ReviewChecklistEnterpriseIslamic Finance & Sharia
Act as capital markets counsel reviewing a proposed sukuk issuance by [ORIGINATOR] of [SIZE AND CURRENCY], structured as [ijara / murabaha / mudaraba / musharaka / wakala / hybrid], issued through [SPV AND ITS JURISDICTION], listed on [EXCHANGE], with governing law [GOVERNING LAW] and underlying assets in [COUNTRY]. The question the whole review turns on is whether certificate-holders own a real interest in identified assets or only a claim against the originator dressed as ownership — answer it explicitly. Do not state an AAOIFI Sharia standard, a listing rule or a local-law position you cannot attribute to a named source; mark it To Be Confirmed and refer it to the Sharia Supervisory Board or local counsel. Return: (1) Structure Diagram in Words — each party, each contract between them, and the direction of every cash flow from subscription to redemption; (2) Asset Test — what the certificate-holders actually own, whether the assets are identified and transferable under the law of [COUNTRY], and whether true sale or only beneficial transfer is achieved; (3) AAOIFI Alignment Checklist — the standards engaged by this structure, and for each one a Met / Gap / To Be Confirmed line with the drafting or structural change needed; (4) Purchase Undertaking Analysis — how the redemption obligation is drafted, whether it prices at par or at market or asset value, and why that distinction matters for the ownership-risk question; (5) Enforcement Reality — what a certificate-holder can actually enforce against, in which forum, and whether the asset transfer would be recognised on the originator's insolvency in [COUNTRY]; (6) Disclosure Gaps — the Sharia, asset, tax and enforcement risk factors the offering document should carry, with a draft heading for each; (7) Approvals and Filings — Sharia board pronouncement, regulator approval, listing, asset-registry and tax steps in sequence with owners and lead times; (8) Decision Memo — the three structural issues most likely to stop this deal, and the question to put to the Sharia Supervisory Board on each. This is a review aid for a qualified practitioner, not legal, tax or Sharia advice.
Sharia Supervisory Board Fatwa Request PackMemoExpertIslamic Finance & Sharia
Act as in-house counsel preparing a submission to the Sharia Supervisory Board of [INSTITUTION] seeking a pronouncement on [PRODUCT OR TRANSACTION]. Background: [COMMERCIAL PURPOSE, PARTIES, ASSET OR UNDERLYING, CASH FLOWS, JURISDICTION, ANY PRIOR PRONOUNCEMENT RELIED ON]. Write it so a scholar can rule without a second meeting: state the mechanics plainly, surface the features you expect to be questioned rather than burying them, and separate what the documents say from what the parties intend to do in practice. Do not assert a Sharia position or attribute a view to a school or a standard-setter you cannot source; put it as a question instead. Return: (1) Request Summary — one paragraph a scholar can read first, naming the exact ruling sought; (2) Transaction Mechanics — step by step, with the contract governing each step, who owns what at each moment, and where the money sits; (3) Commercial Rationale — why the institution wants this and what the customer gets, stated without marketing language; (4) Issues Presented — each Sharia question as a numbered issue, with the feature that raises it and the alternative treatments available; (5) Precedent — prior pronouncements of this board or published standards the institution believes apply, each with what it actually decided and how close the facts are; (6) Points of Concern — the features most likely to attract objection, stated by us before the board finds them, with the mitigation offered for each; (7) Documents Annexed — the list with a one-line description of what each one does; (8) Requested Outcome and Conditions — the pronouncement asked for, the conditions the institution can accept, and the ongoing audit and reporting it will commit to. This is a drafting aid for a qualified practitioner, not Sharia advice, and it does not substitute for the board's own review.
Takaful Policy Wording ReviewReportExpertIslamic Finance & Sharia
Act as insurance counsel reviewing the policy wording of a takaful product offered by [OPERATOR] in [COUNTRY], operating on a [wakala / mudaraba / hybrid] model, covering [RISKS COVERED] for [PARTICIPANT TYPE]. Paste or describe the wording. A takaful is a mutual risk-sharing fund run by an operator for a fee — the participants' fund and the operator's own account are separate pools, and most drafting failures come from wording that quietly merges them. Test for that throughout. Do not state a Sharia standard or a regulatory requirement you cannot attribute to a named source; mark it To Be Confirmed. Return: (1) Model Statement — how this wording actually describes the operator's role and remuneration, and whether that matches the model claimed on the cover page; (2) Fund Separation Audit — every clause that touches the participants' fund, checked for whether contributions, claims, reserves, investment returns and expenses stay on the correct side of the line; (3) Surplus Distribution — how any underwriting surplus is calculated, who is entitled to it, when it is paid, and whether the operator can take a share of it on this model; (4) Deficit and Qard — what happens if the fund cannot meet claims, whether the operator lends interest-free to the fund, and how that loan is repaid; (5) Coverage and Exclusions Review — ambiguous grants, exclusions that swallow the cover, conditions precedent and notification periods, each with a suggested rewrite; (6) Sharia Risk Register — features commonly objected to (guaranteed returns to participants, investment of the fund in non-compliant assets, penalty charges, operator fee tied to surplus rather than to service), each with the fix; (7) Consumer Clarity Pass — the three places a participant would most likely misunderstand what they bought, and plain wording for each; (8) Findings Table and Next Steps — issue, clause reference, severity, proposed wording, and who signs it off. This is a review aid for a qualified practitioner, not legal or Sharia advice.
Waqf Endowment DeedAgreementExpertIslamic Finance & Sharia
Act as counsel drafting a waqf deed by which [FOUNDER] endows [ASSET: property, shares, cash or income stream] in [COUNTRY] for the benefit of [BENEFICIARIES OR PURPOSE], administered by [NOMINATED ADMINISTRATOR]. Intended type: [charitable / family / mixed], and whether the founder wants it [perpetual / for a fixed term]. A waqf takes the asset out of the founder's estate permanently and locks it to a stated purpose — so the deed has to survive the founder, the administrator and a change of beneficiaries, and it has to say what happens when the stated purpose becomes impossible. Do not state a Sharia rule or a registration requirement you cannot attribute to a named source; mark it To Be Confirmed and refer it to the awqaf authority or local counsel. Return: (1) Deed — full text with the founder's declaration, the endowed asset described precisely enough to be registered, the purpose, and the date it takes effect; (2) Beneficiary Class — how beneficiaries are identified now and how new ones enter later, including generational language for a family waqf and the treatment of descendants by line and by gender; (3) Administration — the administrator's powers, what needs consent, remuneration, removal and succession, and the reserve powers of the supervising authority; (4) Income and Capital Rules — what may be spent, what must be preserved, whether the asset may be sold and substituted, and how surplus is accumulated or distributed; (5) Failure of Purpose — the substitute purpose if the stated one becomes impossible or unlawful, drafted so the endowment does not lapse; (6) Interaction with Inheritance — how the endowment sits against the founder's estate and the fixed shares of heirs, and the questions this raises where the founder endows during final illness or endows more than the disposable portion; (7) Registration and Formalities — the authority, the deed form, notarisation, asset-registry transfer, tax and reporting steps in [COUNTRY], each with owner and sequence; (8) Open Questions — for the awqaf authority, for local counsel and for the family. This is a drafting aid for a qualified practitioner, not legal or Sharia advice.
Converting a Conventional Facility to a Sharia-Compliant StructureReportExpertIslamic Finance & Sharia
Act as Islamic finance counsel assessing whether an existing conventional facility can be restructured on Sharia-compliant terms. Paste or describe the facility: [TYPE, LENDER, BORROWER, PRINCIPAL, INTEREST BASIS, FEES, TENOR, SECURITY, GOVERNING LAW, COUNTRY OF PERFORMANCE]. The reason for the request is [INVESTOR MANDATE / CUSTOMER REQUEST / LISTING OR FUND REQUIREMENT / ACQUISITION BY AN ISLAMIC INSTITUTION]. Do not simply rename the interest — say honestly which features can be restructured, which have to be removed, and where the economics genuinely change for one side. Do not state a Sharia standard or a local-law rule you cannot attribute to a named source; mark it To Be Confirmed and refer it to the Sharia Supervisory Board. Return: (1) Non-Compliance Findings — clause by clause, what makes this facility non-compliant, ranked by how central it is (interest on money, penalty interest, sale of debt, uncertainty in price or delivery, use of proceeds, guaranteed return); (2) Candidate Structures — the two or three compliant structures that could carry these economics, with the trade-off of each in plain terms; (3) Recommended Structure — the one you would take forward, the transaction steps it requires, and the new documents needed; (4) Economic Delta — where the restructured deal is genuinely worse or better for each side (timing of cash flows, prepayment, late payment, tax, security enforcement), stated numerically where the inputs allow and flagged as an assumption where they do not; (5) Documents to Amend or Replace — a table of every existing document, whether it is amended, replaced or discharged, and in what order so security is never left unperfected; (6) Use of Proceeds and Business Screen — whether the borrower's activities and the intended use would themselves pass a compliance screen, and what a mixed-activity borrower has to change; (7) Approvals and Timing — Sharia board, credit committee, regulator, security registries and any listing or fund requirement, sequenced with lead times; (8) Recommendation — proceed, restructure partially, or decline, with the reason and the questions for the Sharia Supervisory Board. This is an analysis aid for a qualified practitioner, not legal, tax or Sharia advice.
Registered Commercial Agency: Protection and Termination ExposureMemoExpertCorporate / Commercial
Act as counsel advising [PRINCIPAL] on its distribution or agency arrangement with [AGENT OR DISTRIBUTOR] in [COUNTRY], covering [PRODUCTS] since [START DATE]. State whether the arrangement is [registered with the commercial agencies register / unregistered / registration status unknown], and what the principal wants to do: [terminate, decline to renew, appoint a second party, sell direct, or restructure]. In many civil-law and Gulf jurisdictions a registered agency gives the agent statutory protection that a contract cannot bargain away — exclusivity by operation of law, a renewal right, compensation on termination, and in some places the ability to block the principal's goods at the border. Establish the registration position first, because everything else turns on it. Do not state an agency-law rule, a compensation formula or a limitation period you cannot attribute to a named source; mark it To Be Confirmed for local counsel. Return: (1) Registration Position — how to verify whether this arrangement is registered, with whom, in whose name, and what the register entry itself would show; (2) Protection Map — the statutory rights that attach if it is registered, each stated as a question for local counsel with the article you believe grants it, and what changes if it is not registered; (3) Contract Versus Statute — the clauses in the current agreement that would not survive contact with the local statute (termination for convenience, chosen foreign law, foreign forum, waiver of compensation, non-exclusivity), each with what the local rule is likely to do to it; (4) Termination Routes — the grounds actually available, the notice and process for each, and which of them still triggers compensation; (5) Exposure Estimate — the heads of claim the agent could bring, how compensation is typically measured locally, and the inputs the principal must gather to size it, presented as a range with the assumptions marked; (6) Practical Leverage — what the agent can do while a dispute runs (customs block, registration held against a new appointee, refusal to deregister), and how long the principal would be out of the market; (7) Alternative Structures — restructuring to a supply or reseller arrangement, appointing a local entity, or negotiating an exit, with the trade-off and the deregistration step each needs; (8) Action Plan — sequenced steps with owners, the evidence to gather now, and the questions for local counsel before any notice is sent. This is a strategy aid for a qualified local practitioner, not legal advice.
Dishonoured Cheque and Debt Recovery StrategyPlaybookExpertDebt & Bankruptcy
Act as recovery counsel advising [CREDITOR] on collecting [AMOUNT] from [DEBTOR] in [COUNTRY]. What is held: [SECURITY CHEQUE OR POST-DATED CHEQUE / PROMISSORY NOTE / INVOICES ONLY / SIGNED ACKNOWLEDGEMENT / BANK GUARANTEE], with [DATES, WHETHER PRESENTED AND WHEN, THE BANK'S RETURN REASON, WHETHER THE DEBTOR IS AN INDIVIDUAL OR A COMPANY, KNOWN ASSETS, WHETHER THE DEBTOR IS RESIDENT]. In several jurisdictions in this region an instrument like a cheque or a registered promissory note can be taken straight to an execution route without first winning a judgment on the underlying debt, which is faster and cheaper than a full claim — establish first whether that route is open here, because it changes the whole plan. Do not state that a route exists, or that a particular consequence follows, unless you can attribute it to a named source; mark it To Be Confirmed for local counsel. Return: (1) Route Comparison — direct execution on the instrument, an ordinary civil claim, a summary or order-for-payment procedure, and any regulatory or criminal complaint route, each with what it requires, its speed, its cost, and its risk; (2) Instrument Check — whether what the creditor holds actually qualifies for the fast route (form, endorsement, presentation within time, registration where required), and what would disqualify it; (3) Recommended Sequence — the route to take first, the step that preserves the others, and the deadlines that must not be missed; (4) Pre-Action Steps — formal notice or protest, the wording that starts time running or triggers interest, and how to serve it so service is not later challenged; (5) Asset and Enforcement Measures — attachment of bank accounts, salary, receivables, shares and vehicles, precautionary measures available before judgment, travel restrictions where they exist, and what can be obtained without alerting the debtor; (6) Debtor's Likely Defences — the standard answers (the instrument was security only, the underlying debt is disputed or set off, the signature or authority is denied, prescription), each with the evidence that meets it; (7) Company Debtors — piercing to directors or shareholders where possible, insolvency filing as leverage or as a risk, and how ranking would work if others are also chasing; (8) Recovery Plan — a costed, sequenced plan with owners and dates, a realistic recovery range, the settlement number worth taking, and the questions for local counsel. This is a strategy aid for a qualified local practitioner, not legal advice.
Workforce Localisation Quota ImpactMemoExpertEmployment
Act as employment counsel advising [EMPLOYER] in [COUNTRY] on a workforce localisation or nationalisation requirement. Current position: [TOTAL HEADCOUNT, HOW MANY ARE NATIONALS, ACTIVITY OR SECTOR CLASSIFICATION, LICENCE TYPE AND WHERE REGISTERED, CURRENT BAND OR RATING IF KNOWN, HIRING PLAN FOR THE NEXT TWELVE MONTHS]. Localisation rules typically drive far more than a hiring target — they gate visa quotas, government service access, tender eligibility and fee levels, and the counting rules for who qualifies and at what weight are where most employers get it wrong. Do not state a quota percentage, a band threshold, a fee, a penalty or a counting rule you cannot attribute to a named source; mark it To Be Confirmed and tell the employer to verify it on the government portal before acting. Return: (1) Applicability — whether this employer is in scope at all, on what basis (headcount, sector, licence, location), and the date the obligation bites; (2) Counting Rules — who counts toward the target, at what weight, and the traps (part-time and shared employees, dual nationals, staff of an affiliate, contractors, employees registered under a different licence, staff who do not have a properly documented contract on the government system); (3) Current Gap — the number of qualifying hires needed to reach the required position, shown as a calculation with the inputs the employer must confirm; (4) Consequences Map — what changes at each band or compliance level (visa issuance, fees, government transactions, tender and contract eligibility, penalties, suspension), each stated as a question for verification; (5) Compliance Routes — genuine hiring, training and graduate programmes, restructuring roles, or reclassifying the entity, with the cost, lead time and durability of each, and an explicit warning against arrangements that create a paper employee rather than a real one; (6) Payroll and Systems — wage-protection or payroll-registration obligations that interact with the quota, and what evidence the authority will look for; (7) Twelve-Month Plan — a hiring and training plan by quarter, with owners, budget and the milestone that must be hit before the next assessment; (8) Verification Checklist — the exact portal pages, reports or confirmations to pull, and the questions for local counsel and the employer's government-relations contact. This is a planning aid for a qualified local practitioner, not legal advice.